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Reply to "A relative of mine (working college student) asked me to loan her some cash"
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[quote=Anonymous]She’s the one who wants to pay interest; it probably makes her feel better about asking for the loan. I understand this. I worked in college and if I asked a family member (not my parents) for this kind of loan I’d insist on paying it back. OP, I’d loan at 0% interest and tell her to pay it forward like a PP suggested. If she insists, then I’d do $4 (which is the rate I get on my HYSA). If you can afford to give her the money, then just tell her it’s forgiven when she tries to repay you. [/quote]
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