Reply to If college is so expensive ... why don't more families get need-based aid?

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[quote=Anonymous][quote=Anonymous]We do okay (at around $200K HHI until a 50% jump three years ago) but are not RICH.

We planned.  Used the Vanguard college calculator and saved $400-$600 per month in the 529 since birth.

Limited vacations.  Public school.  Not a lot of meals out.  DIY home improvements.  No family support.

Both children will graduate with no student loans.  [/quote]

We have the same income, bought a house for $380K, fixer-upper, mainly DIY (not the roof and siding) - we still haven't fixed everything but just paid it off.  Once the kids get to activity age, that gets expensive.  We would struggle to do it full pay.  We have saved for 4 years with a prepaid and about $100K in 529's.   No vacations in years, though a few pricy summer camps for a few days each for their interests, public school, shop at Walmart and Amazon (no fancy clothing, shoes or purses) etc.  House is very small and not so nice (we need things like new appliances but put it off).  Could we do it, probably but we didn't start with the higher income till recently either and started marriage/family later in life too.[/quote]

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