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Reply to "What is the limit for what you should put down on a vehicle?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]There is no limit. Why do you want to pay 7-8 percent interest if you have cash?[/quote] +1 I'm retiring soon too and bought a CRV this year. We paid cash. I've budgeted for our car replacements in our retirement savings so it wasn't a problem and I'd rather do that vs adding to monthly cash flow requirements. Sure, if I could have gotten a very low interest rate I might have made a different decision but I'm glad to not have a car payment.[/quote] You also saved yourself 2-3 hours of busywork once you pay off the car, tracking down actually getting the loan company to send you the title or having to spend time in a DMV to deal with that transfer. IMO, unless you are getting 0-2% loan rate, just pay for the car with cash [/quote] Really? 3 cars all just show up in mail. [/quote]
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