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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Adding that yes, you'll get Social Security, you have your FERS which is only intended to make up 20-30% of your salary, and then the other third of your retirement income should come from the TSP.

Another valuable element of the federal retirement plan is that you continue to have continuous access to your Federal Health Insurance Plan as long as you worked in the Federal government for the last five years of your career before you retired.

Your FERS is based on your "high 3" which is your highest three years of employment.  For this reason many people will take on a higher paying job for their last few years working for the federal government.[/quote]

Well, it's for a collective 5 years as long as you were covered at the point of retirement and you're retiring at a minimum of 57 years old.

For example, I'm a former fed with about 10 years of service.  I had federal health coverage the whole [b]time. I could rejoin federal service at 56.5 years old, serve for 6 months with federal health care, retire at 57, and retain my coverage for life.[/b]  Which is basically what I intend to do (but I'll serve for a few years, not just months).[/quote]
This is not correct.  In virtually all cases, you need to be eligible for an immediate annuity in order to retain your ability to carry your health insurance into retirement.  Since you separated before your MRA or 30 years of service, you will need to work for another five years prior to retirement to keep your health insurance.  You can find the details on the OPM retirement site.  This link explains it as well:  https://fedimpact.com/how-can-i-keep-fehb-in-retirement/[/quote]
True. Absolutely not a collective five years. [/quote]

PP here.

Wow, yeah - you're right.  My bad.  Sorry for the misinformation.  They updated their language recently to clarify that it has to be 5 continuous years immediately prior to retirement:

https://www.opm.gov/support/retirement/faq/health-care-coverage/[/quote]

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