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Kids With Special Needs and Disabilities
Reply to "What is your out of network deductible and do you hit it for your kid's services?"
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[quote=Anonymous]We found that a more expensive plan with a more generous definition of what OON charges should be was worth the higher premiums. I have a 'platinum' plan that was supposed to be great, and had a relatively low OON deductible (like 2,000 or so) but they pegged OON charges to Medicare, not actual market prices. My wife's plan has a similar deductible, but allows $225 an hour for therapy, and our kid's therapist charges $200.[/quote]
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