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Reply to "Anyone transition from big pay/big house/big expense to a low cost, simple, yet fulfilling retirement life?"
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[quote=Anonymous][quote=Anonymous]Due to housing prices and mortgage rates, transitioning to a lower cost home is nearly impossible for us. We could downsize to a smaller home but it would cost about the same as the larger home we would be selling. I still think about it because the larger home and yard require more maintenance and upkeep than I seem to have the interest in doing.[/quote] I’m in the same boat. Once the kids are in college in 3 years, I won’t need (nor do I want) a 4 bedroom, large house, but with a 2.6% interest rate, I’ll be paying the same interest if I moved. I remind myself that I’d save on taxes, insurance, maintenance and utilities so it might be worth it. Another thought I’ve had is to lease my house and rent something smaller. [/quote]
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