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Reply to "Anyone transition from big pay/big house/big expense to a low cost, simple, yet fulfilling retirement life?"
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[quote=Anonymous]We are in the process of this. It’s actually quite difficult if you want to downsize homes in the DMV right now, because of the combination of recent home appreciation and increase in interest rates. We are looking to downsize home wise, but it’s looking like we are going to be paying more per month for a smaller, simpler home than the one we have now — because of the increase in interest rates. We might not sell the house we have, might keep it as a rental property. I don’t know. It’s really hard to figure out whether or not that decision makes financial sense. We can buy another house without selling it, but it’ll be tight. Not sure what we’re gonna do. Otherwise, I will say this: it’s an adjustment. Having to think more about money is tough. Not because budgeting is tough, but just because old habits die hard.[/quote]
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