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Reply to "Fed gov dental insurance"
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[quote=Anonymous]Agree with others that dental insurance is mostly not worth it. Review your health insurance plan and available dental plans carefully. Most health insurance covers routine cleaning and most dental insurance have high premiums for limited coverage. I had some planned significant dental work a few years ago, and it did make sense for me to purchase insurance for that year. I don’t remember the exact details, but for something like $6000 of dental work, dental insurance covered 60%, and the annual premium was maybe $1800, so I ended up saving almost $1800 with the insurance - totally worth it. But if the work I needed only cost $3000 I would have just broken even with insurance. [/quote]
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