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Reply to "38 social security"
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[quote=Anonymous][quote=Anonymous]14:50 - what would have happened if you had to retire in 2008, when the stock market was sucking eggs, because you were laid off in that bad economy, or you had health problems? And yet lots of people did have to retire then, and many of them undoubtedly had lower incomes than you, and so they could have saved less than you. THAT's the problem.[/quote] What are you talking about? If you willingly chose to retire in 2008, can we at least agree that they were in the position to. Are you presuming that they made a FULL withdrawel of the retirement accounts prior to the crash? In terms of Roth, 401K, etc., their share quantity remained the same, save for their periodic withdrawels. Again, it should have been high enough to allow them to retire, yes, the value dropped, but by and large, many are back up again. [/quote]
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