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Reply to "Anyone buy whole life insurance for young adult dc?"
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[quote=Anonymous][quote=Anonymous]My grandpa signed my dad up for life insurance when he was eight weeks old, so that he could not be denied for pre-existing conditions. My dad 87 and it's now worth 1.5 million when he dies. So no, I don't think you are crazy. Cheaper to do it now that when he gets to be forty with kids and realizes he needs it and already has high blood pressure.[/quote] But how much was paid on the policy since your dad was 8 weeks old? In reality, you most likely could have invested that money (minus the cost to buy a 30 year term when you are 25/30) have much more than $1.8M now. only reason to really do it is pre-existing conditions issues (especially if you have family issues that could happen)[/quote]
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