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Reply to "Which 529 plan do you have your kids in? How much do you contribute per year?"
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[quote=Anonymous][quote=Anonymous]You can contibute more than 4k/year but you only get a tax deduction for 4k/yr. Contributions over 4k have an unlimited carryforward until all contributions have been deducted. The College America plan can only be set-up through a financial advisor so you need to take into account additional fees that the advisor will charge on top of the standard 529 plan fees. You cannot set-up this type of plan on your own. The VEST or Prepaid plans you ca set-up on your own without advisors. [/quote] Thank you for the clarification. We are new to the area and just purchased a home. We are finally finished with grad school and residency/fellowship. Several financial advisers have reached out to us but we have yet to find out that we like. We are just taking it one step at a time. Just finished getting our life insurance policies in order. Next is the 529k.[/quote]
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