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Eldercare
Reply to "What's the best elder model to unburden our own children"
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[quote=Anonymous][quote=Anonymous]OP, I think you gave solid options. The only thing I will add is save as much money as you can to pay for your care. My mom needed a lot of caregiving in the last 5 years of her life, but fortunately she had the savings to pay for it. LTC insurance won't cut it. You need to have cash on hand.[/quote] The question is...while you are still reasonably with it do you tell your kids that in no universe do they reach into their pockets to pay, even if it means you go to a Medicaid facility? Even put something in writing so you can't "forget"?[/quote]
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