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Reply to "Is this a reasonable amount of spending money per month based on our income?"
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[quote=Anonymous]I hear you, but these are my thoughts as a 40-something year old with 3 kids. - Your PITI is really low. Is this your forever house? How’s the school district? - Do you have a fund set aside for new car costs? - Do you have life insurance? You’ll need it when you have kids. - You guys seem like you like expensive hobbies/things. Are you going to want the same for your kids? Our kids are in sports now, and between that and summer camps, etc., we’re spending around $20k/year. And our neighborhood is firmly UMC, not wealthy. - Private colleges cost ~$90-100K/year now. Even state schools can be $60K. Are you budgeting for that? I’m not saying to not enjoy yourself. But $24k/year is a lot to burn on stupid stuff every year. [/quote]
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