Reply to $500 bill for basic blood screens at annual physical

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Reply to "$500 bill for basic blood screens at annual physical"

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[quote=Anonymous]This is OP, thanks for the replies.  So to be clear, I had indicated that this visit was simply a physical/well-visit, I had indicated no concerns that would trigger a "diagnostic" charge.  I went through my BCBS coverage and found that the plan covers the following:
- A lipid panel/cholesterol screen 1x every 5 years for adults over age 20
- Comprehensive Metabolic Panel (CMP) and Lipid Panel, Hemoglobin A1c (HbA1c) only if you have a BMI above 27 or a history of diabetes

I've done the math comparing my company's high-deductible plan to its traditional PPO.  The difference in premiums between the two is more than the deductible, so I keep the high deductible plan and come out ahead even in years I reach the whole deductible (rarely).  The deductible was increased to $2k this year so as not to cause a big jump in premiums.

It's just a bit shocking that health plans aren't required to cover these basic labs 1x per year as a preventative measure, especially for middle-aged and older people.   I can pay the bill, but know that there are so many others who would truly be in trouble having to pick up a bill like this.  Totally understand why people with tight finances forgo healthcare until a crisis hits.  Healthcare in this country is shameful.[/quote]

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