Reply to $500 bill for basic blood screens at annual physical

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Reply to "$500 bill for basic blood screens at annual physical"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]My BCBS high-deductible plan covered the "visit" portion ($200) of my annual physical, but covered none of the associated blood tests: Complete Blood Count (CBC), Comprehensive Metabolic Panel (CMP), Lipid Panel, Hemoglobin A1c (HbA1c), Thyroid Stimulating Hormone (TSH).  Just the basic stuff, no vitamin panels or anything exotic. Total cost was $700, with the insurance negotiated rate bringing it down to $500.  I don't understand how insurance is allowed to not cover these sorts of basic screens.  No wonder most Americans are so unhealthy.  How many can afford a $500 bill when they aren't even sick?[/quote]

Call BCBS.  It is possible it was sent to the wrong BCBS affiliate.  (This happened to me following an ER visit).[/quote]

Oh yes that is another thing.

BCBS is composed of hundreds of umbrellas.
If the hospital / provider sends their bill to the wrong umbrella, you would think the insurance would internally forward it or alert its subsidiary or something.

but not, but just send us the paperwork back saying "this patient does not have insurance"
and often it's not even possible to tell by looking at the back of the insurance card where the bill needs to go, we need to call the BCBS number and wait on hold for 30 minutes or more for them to tell us.[/quote]

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