Reply to Estranged mother may need assistance soon

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I would let it play out. It's gonna be Medicaid either way, and sooner than you think. You can't afford non-Medicaid for the rest of her life, so you might as well have her in something that takes Medicaid from the get-go so she doesn't have to move.[/quote]

Also, you should NOT jeopardize your retirement and your kid's college educations.  Even if you were on great terms with your mother.  But definately when you are basically estranged.  She made choices (blowing thru her money on unneeded items) the consequences of that is a Medicaid facility.

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We were on great terms with my parents, but we had to go this route. They were very thrifty, but working class, non-union jobs do not pay a ton of money and they had 5 kids. My dad passed first and a year later we moved our mom into memory care where there was a "Medicaid" bed. It's a lovely nonprofit CCRC, but she only entered at the memory care stage. Great staff, great facility - we and she were lucky.

We now have much more money, but at the time, supporting her (with a 8k/month fee) would've been putting our retirement and kids' college at serious risk.[/quote]

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