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Reply to "What is your monthly take home pay?"
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[quote=Anonymous]You people give up way too much of your money. I make around $13K a month and take home around $10K. The $3K deducted is all taxes. I'm self-employed so have some deductions that you all don't (QBI, etc.). But beyond that, I prioritize paying off my condo and putting as much money as I can in my taxable brokerage account - I want my money now! I don't do 401(k)s - I think even giving money to your future self is a mistake. I don't have a health insurance deduction - I buy insurance on the exchange for like $2K per year. I only contribute $0.5K per year to my HSA. I know "conventional wisdom" says all these deductions are smart. But I'm 42 and will be retiring by 45, while you all will be working until you're almost senior citizens - so who's really smart?[/quote]
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