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[quote=Anonymous][quote=Anonymous]I’m waiting to refi a 6.125% to a 5.25% or so. I think that will happen after the November Fed cut. This would be for a jumbo loan. How common are 20 year loans? 15 years would be very tight and I’ll have two kids in college in 6 years but 20 year may be doable.[/quote] You can take the longer term but pay extra as you are able to, so your mortgage gets done earlier. [/quote]
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