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Reply to "Life Insurance for mid-50s"
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[quote=Anonymous]I don't have life insurance on DH,. I make a reasonable salary, and 529 plans are fully funded. I couldn't afford our mortgage without DH, and it keeps me up at night, but I've got a "secret" emergency fund started and growing, and once I've have two years of expenses covered in it, I will sleep well at night. If DH dies, his estate would cover the mortgage, but I don't trust that the entire estate would go to me as he has a complicated family situation. If our kids had graduated from college and we either didn't have a mortgage or I could afford the mortgage without him, then I'd forgo life insurance. [/quote]
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