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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I am a HS teacher in MCPS. Going into year 15. This job becomes less and less desirable every year. I can retire before age 60 is the only thing keeping me going. I have a Masters +60 and I make considerably less than just about everyone I know, and many of these people don’t have a college degree at all, and  they work remote or hybrid. 
Before anyone points out that I have summers off, I actually don’t. I work in the summer and the weeks I’m not working, I don’t get paid. It’s like everyone else’s annual leave but other jobs get paid year round. 
 I like my school and our Admin for most part, but lately I’m questioning why I spent so much time and money to become an educator. Yes, I love working with kids, but I’m also tired of struggling financially. I live in Moco and I’m a single parent. [/quote]

Your problem is that you're a single parent living in MoCo. Teaching is not the problem. [/quote]

Teaching IS the problem in many cases, too.  However, OP states that she likes her job, which is a plus.  Several of my friends left at year 15.  One went into real estate and is still struggling. The other made it big by moving across the country and opening up a restaurant! Yes, a restaurant!  She's sitting pretty right now. A third retired and is now double dipping (salary only, as she's receiving retirement) in another system. d

OP, cost of living is brutal in Mo Co.  What are the chances of moving out of Mo Co and making the commute? Frederick isn't much cheaper, but it's still an option. And depending upon where you move - if you select Frederick - the schools are safer for the most part.  Commute can be a bear, however.

Trust me when I say you can't give up the pension and health insurance. Being self-insured is a b*^ch!  FCPS has competitive health insurance, although the pay cannot compare.

Use this year to look at options. But don't be hasty.

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