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Reply to "Helping MIL and DH figure out how much care FIL w/ Alzheimer's needs"
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[quote=Anonymous][quote=Anonymous]Here is the problem, OP. If they are looking at MediCAID nursing homes, they will take the money your ILs have and leave the "community spouse" with a monthly stipend to live on. Depending on how long your FIL lives, they might also take the house. Make sure you understand what you're getting into.[/quote] My parents live in NJ so it might be different in MD, but medicaid can't "take the house." In order to qualify for medicaid in NJ, the assets of the healthy spouse need to be less than $X amount and don't including the house, car, and some expenses like funeral expenses and home repairs. The idea is not to drive the surviving spouse (further) into poverty. [/quote]
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