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Eldercare
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[quote=Anonymous][quote=Anonymous]How do you afford that? Do you have millions saved away to live at home? How much is assisted living? [/quote] Yes, the family I know that is doing this has millions saved away and is spending a lot of it on this. I think they will end up spending $3m-ish out of pocket just on caregivers even with good (expensive) LTC insurance, depending on how long the person survives. Honestly it’s not the worst thing to spend money on! The caregivers are amazing, they’re paid well, and it’s a steady gig for a reasonable period. They’re also in the will as a sort of severance. It’s very inefficient. They’ve basically made their home a nursing home, with one patient. There’s a ton of admin. Just hiring/scheduling/other HR-type functions is a lot. Stocking supplies, etc. I’m not sure I want this for myself, and not at all sure I want it for my spouse if they are healthy and I am sick. But it’s hard to say and hard to plan in advance. [/quote]
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