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Reply to "How much do you need for an UMC retirement?"
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[quote=Anonymous]So the real question here is: What is your magic number? For us it is $4M. We’re budgeting for slightly less than 4% withdrawal rate (150K per year). We also expect our investments to continue growing. We also did calculations with and without social security. We did some over simplified calculations on what would happen if our investments earned 4%, 5% and %6. In each case, we hit life expectancy with a lot of money left over. A good buffer for us and even better consolation prize for our kids. [/quote]
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