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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm curious how others would handle this money situation between my parents and my 33 year old sister.

My sister has always been not great with money. [b]She works as a public school teacher in a suburb of a HCOL area, so she makes good money [/b]and has a lot of job security, but spends alot of money going out, on fancy clothes, etc, and doesn't do anything to save. My parents have been helping her out here and there the entirety of her career.

Sister lives in a "cool" urban area just outside of a large city, and commutes into the suburbs for her job (think lives in Bethesda and commutes to Rockville/lives in Arlington commutes to Fairfax). My sister and her dog have lived in a two bedroom apartment with one of her friends for the past few years, but the friend is moving in with her boyfriend in a few months, so sister has to figure out a new living arrangement. Sister understandably doesn't want to deal with having a random roommate. Her building is one of the few in her area that allows dogs, so ideally, sister would move into a one bedroom in her building.

The problem is that she can't afford it. She could move to another apartment further out/closer to her work, which would be cheaper, but it wouldn't be as much fun. Based on the conversations I've had with my sister, she's pretty much banking that our parents are going to help her out to some degree so that she can get a one bedroom in her building.

However, in talking with my parents, they're very conflicted about this. On one hand, they want my sister to be happy, and they have the money to help her out. On the other hand, they're a little frustrated that she's been out of college for a decade, and still has to rely on them for financial support. They feel like she can't always have her cake and eat it too (in this case, live in a one bedroom apartment in a cool area), and at some point as an adult, you have to make difficult decisions.

Anyways, I'm curious how others with adult children would handle this situation. [/quote]

If she can’t afford a one bedroom apartment she is not making “good” money.  Living in a HCOL on a teacher salary, again, isn’t making “good” money.  It is hard to make it as a single person in a HCOL on that.  [/quote]

She can "afford" a 1 bedroom it appears.  Just not in the luxury building in the "fun" area that she wants to live.  She just needs to step down to a moderate apartment she can afford. 
Also, smart people dont' get a dog/animals until they can afford them.  It adds to rent and limits where you can live.  Dogs cost easily $200/month extra when you factor in renting and all other expenses.  Smart people wait until they can afford the animal[/quote]

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