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[quote=Anonymous][quote=Anonymous]OP here, thanks for the insights. I'm not posing this question here to figure out a solution for my sister and parents, but rather, see how others would approach it. I have a young child, and DH and I have talked a little bit about how we want to be a safety net for our daughter as she gets older, but also want her to be independent. Given that this situation with my sister is happening now, it's made me reflect on how to create that balance in the future. [/quote]

We will be a safety net for our kids--they are college and recently launched.  However, that means having a full time job and living within your means.  We help so they can save more for retirement and have a "nicer car", but wouldn't help if they were not financially stable.

In this case, your sister has no business having an animal.  That restricts where you can live and costs money.  She can work 2-3 months in the summer or get a weekend job during the school year.  Heck, tutoring in most nicer areas like you describe will get her $50+/hr.  Do that in evenings or weekends (10-12 hours per week) and she will be fine.  Also if doing that, that is 10-12 less hours to party away and waste money.  There are ways to figure it out.  She is not "struggling" to survive.  She just wants to live a better life than her job will allow.  I would not finance that.

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