Reply to Am I insane to be TTC when my first child is 9?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]This is 22:07 -- also think hard about what[b] it will be like to be 65 with a child in college. [/b] There was an interesting piece in Slate or NYTimes or something a few weeks ago about being a child with older parents.  You can probably google it.[/quote]

Not the OP (and unlikely to be 65 with a child in college) but I really don't get what is the big deal with that combination. Why is it so much better to be in the midst of career when the kid is in college?[/quote]

I suspect it's because you may be retiring/reducing income when a huge expense arises?  [/quote]

Aren't you supposed to have saved for that already?[/quote]

It seems to me you can plan based on having the kid or not.  If your child goes to college while you are still working part of the expense can come from your income (like childcare/daycare costs come from your income).  If your child is going to be in college when you are retiring then you will need to plan for that.  assuming your plan includes paying for all/part of college. [/quote]

Right. But if your child is in college when you are older, you hare likely to have much higher savings, paid your mortgage etc. Bottom line, old people have more money. In fact, financial aspect is the one that works for older parents. There are plenty which don't (health, energy etc) but money is not one of them.[/quote]

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