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[quote=Anonymous]We save whatever the max is for us for 501k and ROTH IRAs. Now was save $4k a month post tax on top of that since we paid off our house. Our income has been just below the Roth maximums for almost twenty years. As it increases, so does the Roth max. We were able to pay off out house around two years ago and we fully paid for two children’s colleges. One went to an out of state state school and one went to a private school and had a partial scholarship that made it cost about the same as their sibling’s school. We are about to retire, and have just more than $5m in 401k/IRAs. We inherited about $400k in total around 8 years ago. All parents are deceased and no other inheritances are expected. I have a small pension that will yield about $700 a month when I turn 65. Other than that, we have social security and the savings. We have over saved. Our current expected expenses will be around $125k post tax, including travel and healthcare. [/quote]
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