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Money and Finances
Reply to "2 Feds, Divorce and Pension"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]For those ignorant about survivor benefits… they reduce your pension to give you survivor benefits. It makes no sense to take survivor benefits. [/quote] Huh? You pay a fee to get the survivors benefit. It’s like an insurance plan. [/quote] What? No. Electing a survivors benefit reduces your pension: [quote] If you are married, [b]your benefit will be reduced for a survivor benefit[/b], unless your spouse consented to your election of less than a full survivor annuity. If the total of the survivor benefit(s) you elect equals 50% of your benefit, your annuity is reduced by 10%. If the total equals 25%, the reduction is 5%.[/quote]https://www.opm.gov/retirement-center/fers-information/computation/ Where are you getting that there’s a fee instead?[/quote]
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