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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I have a relatively high earning job (am on a reduced hour schedule and make approx. $450K) that I'd like to potentially scale back from in 2-4 years to pivot to something with far less income potential (closer to $100K).  Husband makes around $140K, stable, not likely to dramatically change.  [b]We save quite a bit now[/b], but would need to dip into savings to cover our expenses if I took the job with less income.  In particular, the major expense we have now is our house -- we bought much larger than we needed to accommodate my dad, who died 9 months ago. We'd be happy to downsize, but would want to move back into DC (in NoVA now) and given our very low interest rate (2.75%!), would need the house to be substantially cheaper so as to meaningfully reduce the mortgage payment.

So the question: insane to stay in our too-expensive house and use our savings to fund our lifestyle?  We have about $1 million in retirement, $2 million in savings (basically all in index funds in brokerage accounts), $300K in 529s for our two young kids, and $500K home equity.  [/quote]

Do you really?  With 180k in baseline housing costs?  Somehow I doubt it.[/quote]

She has $2 million outside of retirement. Clearly they’re saving some money.  [/quote]

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