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Reply to "Anyone just not use credit cards at all? "
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[quote=Anonymous]I don't even know where my debit card it. It helps to have everything in on one card for record keeping. I bought something online from Old Navy. Ended up returning it to the store. The money went somehow through Paypal and it was never refunded. Paypal didn't know where it was, Old Navy didn't know, but Capitol One simply refunded it no questions asked. I don't think debit card would have done that. Now I'm done using paypal, Old Navy,but also debit card. I don't return things often, but CC have always had my back.[/quote]
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