Reply to PSA-65 year olds (Medicare Part A)---Remember to Sign up!

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Reply to "PSA-65 year olds (Medicare Part A)---Remember to Sign up!"

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[quote=Anonymous]You don’t actually have to sign up for Part A — you get it automatically when you turn 65 if you have your 40 quarters of taxed income, which the vast, vast majority of Americans do (or your spouse does). It’s Part B that you have to sign up for, unless you are already collecting Social Security, in which case in most cases they assume you want Part B and enroll you. But it is always best to contact SS and confirm, which you can do 3 months before you turn 65. 
Medicare Advantage is definitely NOT a scam. It is a highly regulated program, with close and ongoing government scrutiny of almost every aspect of the program from the bids companies submit, how much they spend on medical care, how long it takes their customer service reps to answer questions, how quickly they pay doctors, and dozens and dozens of other areas. Medicare Advantage is a choice — in return for agreeing to a network of providers (with strict government rules and audits of those networks) and prior authorization, enrollees get much cheaper out of pocket costs and a range of additional benefits Medicare doesn’t cover. 
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