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[quote=Anonymous][quote=Anonymous]
Not worth getting. We do not have it. Like another poster, we would prefer to succumb to whatever illness leaves us needing that kind of care. We have seen it and it's not a life we would want at any price.

Signed,
retired people in late 60's[/quote]

My mom had a stroke in 2010. She can't walk, and needs help bathing, dressing, and eating. However, she is mentally "all there" and totally capable of interacting with her grandkids as well as socializing with people at her facility, reading, playing chess, etc. So, she's not "better off dead" but she can't live independently either. She has spent 160 months in assisted living at $3,000 to $5,000 per month (it increased over the years). [i]Thank God she had LTC insurance.[/i] But you could also say she is the reason LTC insurance is no longer the good deal it used to be, because the company has paid out much more than they ever got from her in premiums.

I hope you have half a million set aside for this contingency if you don't have LTC insurance.[/quote]

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