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Reply to "Income 100k for 35 year old is working poor"
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[quote=Anonymous]Sure not spending like the working poor. We're a family of four and don't spend $2000 a month on "FOOD, GAS, Metro, Drinks, going out, Door Dash". I agree with the need to have an app to automatically track/categorize your expenses. YNAB is fine. "I will teach you to be rich" has its fans, though I'm not one of them. He does make the excellent point that there is a limit to how much you can improve your finances by reducing expenses. You should do it, for sure, but it's not going to get you there. The key to wealth is increasing your income. First is your wages/salary. Real wealth comes from building passive income: stocks, real estate, your own IP that generates income and marrying well.[/quote]
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