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Reply to "Millenial Money - House Poor in Fairfax"
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[quote=Anonymous]In a millennial. Luckily we bought our house before Covid. 3% interest rate and our PITI is about 4,100 a month. Our HHI was probably half of our current HHI when we bought six years ago. Now our net is about 25k/month. Our mortgage gives us financial flexibility, but we don’t feel incredibly wealthy. Home maintenance costs a lot. We live a normal UMC lifestyle - 401k savings, childcare, 1-2 vacations per year, 2 cars, camps, preschool. We also are choosing to send our kids to private school. We could afford a larger mortgage if we weren’t. Long story short is that the videos debt:income ratio is insane. No breathing room. [/quote]
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