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Reply to "At what HHI would you consider a 1.5mm mortgage"
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[quote=Anonymous]You cannot answer these questions in a vacuum. In a vacuum, the maximum reasonable DTI is 40%, so a 1.5m mortgage would require a minimum HHI of 280k. The issue with the vacuum, is that with an HHI of 280k, the 1.3m for a down payment probably came from family money. There is a big difference between a 1.5m mortgage on 280k when you are being gifted 140k a year and the grandparents have taken care of the college funds and 280k with no family help.[/quote]
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