Reply to College student - credit cards, limits, Ubers, food

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[quote=Anonymous][quote=Anonymous]For the person shocked at the credit card - do you suggest giving a debit card only? Sounds like you gave your kid a card linked to your bank account? How did they spend their own money? For the record, the city is dangerous - Uber is for night time safety and sharing cost with others. You do not have to worry about that in Charlottesville. Fraternity houses are an over a mile from campus. [/quote]

Our DC has a credit card in that he is an authorized user on ours.  He understands that he has it for emergency purposes only, e.g., if a flight is cancelled and he needs a hotel room, or if his car breaks down and needs repair.  He is not permitted to use it otherwise without our permission (which we sometimes give depending on the situation).

He uses his own debit card linked to his own bank account for everything else and has to budget for entertainment, extra food, toiletries, etc.  The food at his school is mediocre but that's how it is and he makes do - as your DC should.  Your DC needs to budget within the allowance, full stop.

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