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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I did an in-depth look at my finances today and I just…don’t want to feel any more. I’m employed full time and just picked up a tutoring job that doesn’t pay much. Ive been looking for another job for over a year and I can’t even get an interview. I’m talking hundreds of job apps. I have my masters but it’s worthless. Before taxes I make just under 80k. My kid does not have a college savings and will be going off to college in 2.5 years. Her dad’s child support is minimal ($200/month).  I stopped getting my hair done to save money (fwiw I’m black so this is a big deal). Considering cutting streaming services too just to cut corners where I can. We have no vacation expenses this year. I don’t buy new clothes. One expense that I need to cut is my monthly house cleaner but she brings me so much joy and reduces my stress greatly, but I should save the $150 each month. Suicide is not actually a viable option because I can’t do that to my kid, but I am overwhelmed and frustrated with my situation. I’m just tired. [/quote]

You have a spending issue.  Get a part-time virtual job with customer service or something to supplement.  May of us do our hair, don't have housekeepers, and don't take vacations.  Welcome to my world.  Your kid will get financial aid or community college.[/quote]

I’ve been striking out on the part time virtual jobs. It’s beyond frustrating. We don’t eat out, don’t shop, and she gets her hair braided every 2 months or so. I haven’t been to the salon since last august (I look a mess). I’ve basically removed all joy from my life which is why I’m hesitant to cut the cleaner. [/quote]

Go to a low cost salon.  The rare occasion I go its $30 plus tip.

Look at Amazon, Walmart, Target, etc.  I would cut the cleaner and get your hair done (and keep up the braids for your daughter to keep things easier).  You may be over income but look at rental assistance, food stamps, and utility assistance.   Also, some HS's with a beauty component have low cost hair cuts.  You can dye, relax, keratin your own hair.[/quote]

I haven’t found a good low cost salon that does black hair that won’t have me looking like I did it myself LOL. I am over income for all of those things. I’m not sure I have enough availability for target, but it’s an option [/quote]

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