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[quote=Anonymous][quote=Anonymous]OP here. The other driver finally called the insurance and they accepted liability. I am scheduled to get estimate this upcoming week with my dealer and they have arranged for car rental as well. I am in Virginia BTW.

Thank you everyone for your replies. Like I said I’ve never been in this situation and didn’t think to call 911 because it wasn’t an emergency. Lesson learned - always call police. I had gotten conflicting advice regarding who to contact first. I did first contact my insurance to let them know. I was then told by someone to not call them and just go straight to the other guy’s insurance. When I told my insurance rep about this she said I could and should and If they don’t accept claim to call them back and they can reopen claim.  I thought that by going through my insurance they would front the costs of repair, charge me deductible, and then go after the guy. If they didn’t recoup costs then I wouldn’t get deductible back and it would be a ding on my record. [/quote]

The other driver is under no obligation to stay as long as they exchange information under most cases.

My daughter tapped a car and crazy other driver wanted to call 911 and have daughter leave car as is in dark blocking lane till cops came. I told her let them snap picture insurance card and leave.

She did.

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