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Reply to "Is HSA preferrable over regular health insurance plans? "
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[quote=Anonymous][quote=Anonymous]HSA Millionaires are not using HSA for healthcare. High-deductible plans are for healthcare. HSA is a tax shelter for retirement, that is also allowed to be used for healthcare earlier in life. It's like a health version of 529 that you can cash out when you get old.[/quote] NP, that is how we treat it. We have a high deductible plan. My company puts $2K a year into our HSA to offset the $4k per year deductible. We also max out what we can contribute to the HSA each year, but we never pull money out to pay for medical bills. We are using the HSA as a way to save for the future. This only works if you have enough $ to pay for all of your medical bills as well as contribute to the HSA.[/quote]
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