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Reply to "How much money do we need to live comfortably?"
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[quote=Anonymous]Make a "reverse budget". Take all the categories and enter how much you'd like to ideally have to spend if you were to be living "comfortably". Include things like a monthly travel budget, fund for big purchases, regular savings, colleges savings, retirement, etc. Get your ideal net amount, do a couple tax calculations, and you should be able to figure out what gross about you need to make. Define "comfortably". To me, it means you can easily do and have most things you like most of the time (i.e. eat out a reasonable amount of time, good childcare, family vacations, daily trips to Starbucks and occasional big furniture or other purchases are not budget busters). IMO, $200K in this city with young kids, a mortgage and student loan debt is very often not enough to live "comfortably".[/quote]
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