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[quote=Anonymous]Our HHI has been between 350-400 over the years that the two kids have gone to college. Both  MCPS magnet school products, both Indian Americans, both chose STEM, both with excellent academic and EC profile, and both knew that the Ivies did not want them.

So, our strategy was not to visit any colleges before they got in.  We do not believe in touring a college to get a feel for it.  I also did not want my kids to choose a college just because their dorm was Pinterest worthy.

We used Naviance and US News ranking to search for the best colleges for the major they were interested in. UMD was not T10 for their choice, but it certainly was T15.  Of course, when my kids got into T10 schools as well as UMD, we told them to visit and decide where they wanted to go. The OOS public colleges were also costing around 60K per year. UMD cost was just the cost of room and board, with the merit scholarship of full tuition.

Both my kids did double major because UMD gave them a lot of credits for the advanced magnet and AP/IB classes they took.  If my kids would have chosen the OOS college, they would have been dumb.  And my kids are very strategic and not at all dazzled by a name-brand college.  They would have certainly taken an MIT over UMD. But, nothing else was worth it for them.

So UMD it was.  What did we do with the money saved?    Besides us presenting them with a new car, paying for all costs at college (because their own hard work paid for the tuition), doing their laundry in the weekends...they also got seed money of 20K from us to start investing in the stock market.

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