Reply to $200K. What is your lifestyle like?

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[quote=Anonymous]approaching $200k, one FT person and one very PT. Live in the city.
Two kids, both in DCPS elementary school. Title 1 in a gentrifying area, so lots of free extras (free after care, free breakfast and lunch and supper). The school is also quite good.
Spent $5,000 per year on childcare -- i did most of it from 0-3 for both kids, but kept a PT babysitter (usually 10 hours per week) so that I could work PT. 
We do pay for a bunch of activities: piano lessons, martial arts, art classes, sports. I am hesistant to do the math on all of these, it's painful, but I'm sure its a few thousand per year.
Gym memberships for the parents, pool memberships for the family.
One 2005 Toyota, totally paid off for the last decade, that we use once or twice a week (bike/walk commute to work and school). Have the funds to buy another car when this one breaks, but it keeps lasting, and we don't have to prioritize cars living in the city. 
No student loans (grad school funded, undergrad (one very cheap state school, one expensive T10 school) covered by parents)
Home cost very managable. currently $2000 PITI on a 4-bedroom house. (We bought before gentrification + got a steal from an old lady who just wanted to unload it + renter covered the mortgage for almost a decade). Love our house. Buying was one of the best decisions we have made. 
Used to travel internationally annually, but stopped during the pandemic and haven't restarted for a variety of non-cost related reasons.
Eat out a couple times a week? 
Travel domestically probably once a season.
College accounts funded by grandparents, but I also think we might be able to get need-based aid if we can stay well below $200k.
I feel like we are doing pretty well!

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