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[quote=Anonymous][quote=Anonymous]There are some BS answers here, so take advice from someone who has been through it:

When mom dies, use the contents of her bank account to pay for her funeral - keep the funeral within the scope of her available funds. In order to access the funds you'll need to be a cosigner on the account or she should prepay for the funeral costs now.

When the next CC bill arrives after her death, call the company and advise them she is dead and offer to provide a copy of death certificate.

Depending on the vileness of the person you speak to, they may try to guilt you into paying your mom's CC debt. Ignore them. There is no legal obligation and CC companies are daily exploiting poor folks, so no reason for you to feel guilt of any kind. They will write off the debt and get a tax deduction for it.[/quote]

+1 on this! I’m the PP who said to stop paying the bill.  I would stop paying the bill altogether and follow the above. I told Amex that my mom was severely debilitated and that we wouldn’t be paying the bill any longer. They will bombard you with collections calls and you just tell them to stop their debt collection activities. Amex has plenty o money and has practices that prey on people. Like their exorbitant late fees. And by the way I’m a banking lawyer so I know of what I speak![/quote]

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