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Reply to "Do you include your home equity in net worth ? "
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[quote=Anonymous]I do include it based on Zillow but when I calculate my “personal” net worth I try to identify those assets that are reasonably liquid and available for my use. For example, I back out money in trusts where I am not a beneficiary, a charitable donor advised fund, 529s, money in alternative investments such as private equity where I can’t access the money immediately and home equity. The net number is what I have available to me without strings attached. If you have a $1 million net worth and 80% is in home equity your usable net worth is only $200K. [/quote]
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