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Money and Finances
Reply to "emergency savings vs. debt"
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[quote=Anonymous][quote=Anonymous]Op here again? Or would you split the $3k monthly a. Put 1/3 in emergency fund (until what number?) b. Put 1/3 in debt? c. Put 1/3 in retirement? I understand this way of doing things, but I feel this also delays our debt payoff from 3 years for.. what? 7 more years? In the meantime we’re only able to be so aggressive because we’re not doing d. Travel fund I can wait 2-3 years to postpone fun. I can’t wait 7 years to postpone travel. We have young elementary kids. Would they be in 9th grade before we take them anywhere?[/quote] It's hard to know without knowing your finances. No vacations, cut out everything you don't need and pay down the debt. Don't forget to save for college too. We don't travel. Kids re fine.[/quote]
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