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Money and Finances
Reply to "emergency savings vs. debt"
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[quote=Anonymous]Op, I think that you should simplify. Your writing suggests you are stressed out and overthinking things. In 2024, I think you should knock out debts 1-3 and also boost your e-fund to 20k in a separate account. Then in 2025, you tackle debts 4-5 and retirement, in parallel, and maybe squirrel away a little for vacation. But your universe of choices will be less overwhelming to you. Good luck! [/quote]
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