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Money and Finances
Reply to "emergency savings vs. debt"
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[quote=Anonymous][quote=Anonymous]Op here, one more post today. I think I feel great about all of your answers. Some stuff to think about. Walking away from this thread positively. Thank you. I just sort of pre-calculated our tax refund now that the year is done. Something I didn’t see before is how high dh’s company withheld for us this year. Way too high. I see …if I have it right.. a 20k tax refund. We will see. That would be insane. If that’s the case, we are looking at a boost to our emer. fund. Or going ahead and paying down 6-7 months worth, taking that off the end of the expected debt-free date.[/quote] Plus if we adjust this to a more appropriate amount, that’s an extra 20k each year. ….. I knew they had been overdoing it. We always get bigger refunds. But something happened this year with their calculation. I think bc DH went from 159k gross to 172k gross, it might have triggered something in their system to withhold more.[/quote]
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