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Reply to "emergency savings vs. debt"
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[quote=Anonymous]Do you have a Roth IRA op? The funds that were made as the contributions could be taken out if things were to get dire. You could consider that part of your worst-case-scenario emergency fund. It sounds like things are pretty stable and you are on track to pay off the debt. I wouldn’t go crazy over the details at this point when you seem to at least have an end in sight. I’d do the debt snowball - get those little ones paid off and then roll those funds into paying off the bigger ones. You’ll be in great shape once the debt is gone and you can toss the $3k a month into retirement funds and a more robust emergency fund. [/quote]
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