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Health and Medicine
Reply to "Federal health insurance start date "
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[quote=Anonymous]I ran into this problem with my wife. I wanted to move her over to my plan, but her open season date was, oddly, November 1, whereas fine as a fed was in January. I'm not sure I would have noticed the problem in the OP's situation, but with a two month gap, I noticed it in mine. We ended up carrying both plans for a year. It didn't cost much to do so, since her employer paid 100% of the premiums, but coordination of care between two health insurance companies made things complicated. And there were weird side effects. Her plan was high deductible, and after being added to my plan, her plan was still primary for her. But, because she was also covered by my non-HDHP, she lost the the ability to contribute to an HSA. And because there were some health issues that year, insurance reimbursement was a mess for providers. It took over a year to get some of the claims and reimbursements sorted out.[/quote]
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