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[quote=Anonymous][quote=Anonymous]This is OP. We also have cash back cards (I just put in requests for $1k in checks, which is what got me thinking about this). I track our spending on Mint, but we don't really have a budget per se. With a HHI of $250k and a mortgage of just $2500k, we have plenty left over to save for retirement and college and pay for daycare. I tend to think of us as living modestly, but we will spend on travel and things for the house. Still, I guess it's just astounding to me that we're blowing through $5k a month in addition to the more fixed expenses like mortgage, utilities, school loan.[/quote] OP again. I should add that I guess I fear this will only get worse. The kids aren't in school yet, so I only see costs for their clothing, activities, and food growing. Also, we will likely do more elaborate vacations. [/quote]
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